Higher contractor payouts score: 8.2 against 5.9.
Best for: Small businesses and startups, as Wise Business names them
- Trustpilot4.3/5· 294,008
- G23.9/5· 96
Finboo is a contractor payout service: a company signs one contract with Finboo, which handles the contracts and invoices of its freelancers and pays them by bank, card, wallet or crypto. The fee is a commission per invoice: 3.5% at the entry volume tier, falling to 2% only above about EUR 80,000 of volume (the home page says 'Starting from 2%'). There is no subscription or setup fee. We score it for contractor payouts only, at the 3.5% entry rate. The provider states 197 countries and a 24-hour response aim, and names no certifications.
Verdict
Best for
- Businesses that hire and pay international contractors, Finboo's own description of its customers
- Teams whose workforce is mostly contractors
- Buyers who want a per-invoice commission with no subscription or setup fee, and whose volume is high enough to reach the lower tiers
- Companies whose contractors want to withdraw to a card, a wallet such as PayPal, Payoneer, Wise or Revolut, or USDT/USDC
Not for
- Companies that need to employ staff, or a contracting entity that takes on classification risk; Finboo sells no EOR or COR
- Buyers who need a published SOC 2, ISO 27001 or similar certification
- Teams that need a documented API or a named integration list
- Buyers who need the signed service agreement and the Customer and Subcontractor Agreements reviewed before they sign up
- Stands out
- No setup or subscription fee, a commission that falls from 3.5% to 2% as volume grows (2% only above about EUR 80,000), and payouts by bank, card, wallet or USDT/USDC through a single contract with Finboo.
- Biggest limit
- Compliance evidence is thin: only the website terms are public, no security certification or licence is named, and the terms extend 'Finboo' to 'any of our affiliates', one of which (Finboo UK Limited) shows overdue accounts and a strike-off notice. It publishes no API, integration list or onboarding time.
On this page
Services
Top alternatives to Finboo
Providers with a higher contractor payouts score from us than Finboo. How we score
Higher contractor payouts score: 7.5 against 5.9.
Best for: Companies paying contractors in many countries by bank, wallet, crypto or card
- G24.4/5· 208
- Trustpilot3.1/5· 125
Higher contractor payouts score: 6.8 against 5.9.
Best for: Companies of any size that work mostly with contractors spread over many countries
- Capterra4.1/5· 49
Pricing
Setup fees and what each list price includes, by service.
| Service | Setup fee | Notes |
|---|---|---|
| Contractor payouts | None | Commission per invoice, no subscription. The pricing page prints four volume tiers: 3.5% at the entry tier, then 3%, 2.5% and 2% 'for volumes above €80K'. Its thresholds are printed as '€24,999K' and '€25-44,999K' with no period, so we do not say whether they are monthly. The home page says 'Starting from 2%', which is the top tier. The business, the contractor or both can bear the fee. Withdrawal fees depend on the method and are charged separately; the home page says there are no FX fees. The home page FAQ says large volumes may qualify for custom pricing. The home page claims 197 countries and the crypto page says 190. For currencies it claims 150 on the home page, and a book-a-demo variant in the site script says 35+ payout currencies including crypto.[1][2][3][4][5][6] |
How we scored Finboo
Each service gets its own score from our five criteria. Review-platform ratings are not part of it.
Limited data: fewer than half of the facts our method scores are on record for Finboo. Criteria without a fact get a neutral value, so these scores may change as facts are added. How we score
Contractor payouts Our score 5.9 of 10Limited data
| Criterion | Weight | Score | Contribution | Why |
|---|---|---|---|---|
| Compliance | 30% | 4.0 | 1.20 | Contracting entity on a company register: yes; Service agreement: not public; general terms of use only; Own security certifications: none named; Licences: none recorded; Facts on record for this criterion: 2 of 4. |
| Coverage | 20% | 7.0 | 1.40 | Countries: 0 documented, 197 claimed; Reach: 62% of the widest provider of this service; Facts on record for this criterion: 1 of 1. |
| Price | 20% | 6.5 | 1.30 | Price compared with 6 providers charging a percentage of payouts; 75% of them charge less; Setup fee: none; Deposit: not disclosed; Minimum term: not disclosed; Termination fee: not disclosed; Facts on record for this criterion: 2 of 5. |
| Platform | 15% | 6.5 | 0.98 | API: not disclosed; Integrations: not disclosed; Self-serve sign-up: not disclosed; Documents in the platform: contracts yes, IP assignment yes, closing documents yes; Payout methods: bank transfer, card, e-wallet and crypto; Facts on record for this criterion: 2 of 5. |
| Support | 15% | 6.5 | 0.98 | Live support channels: email, chat and messenger; Live support hours: not stated; Dedicated manager: not stated; Stated onboarding time: not stated; Stated response target: stated; Facts on record for this criterion: 2 of 5. |
| Our score | 5.9 |
Key facts
As the provider states them.
- Reach
- Global
- Support
- email, chat, WhatsApp, Telegram[1][7]The home page FAQ says 24/7 customer support by email and chat and does not say who answers. The contacts page gives a 24-hour response aim; Stated response target: Contacts page: 'We aim to respond within 24 hours'. Withdrawal questions are 'treated with priority', with an aim to resolve them within 24 hours.
Countries covered
Claimed is the provider’s own count. Documented countries are the ones with evidence from a company register or the provider’s own site; countries we list without evidence are not counted.
Contractor payouts
Claimed: 197 countries · Documented: None documented
Who it fits
- Hiring patterns
- Mostly contractors
- Segments it names
- Businesses that hire and pay international contractors ('Hire international contractors'); the terms define a Customer as a legal entity that manages work with freelancers, and the services as digital services provided remotely (web, IT, design, marketing, consulting and similar)
Pros and cons
Pros
- No setup or subscription fee; the commission falls from 3.5% at the entry tier to 2% above about EUR 80,000 of volume
- One contract with Finboo, which handles contracts, closing invoices and IP assignment to the customer once paid in full
- Four payout methods: bank (SEPA, SWIFT), card, wallets (PayPal, Payoneer, Wise, Revolut) and USDT or USDC
- Support by email, chat, WhatsApp and Telegram, with a stated 24-hour response aim
- Claims 197 countries (the crypto page says 190)
Cons
- Only the website terms are public; the Customer Agreement, Subcontractor Agreement and the Service Agreement are not
- No security certification and no payment licence named
- No API, integration list or onboarding time published; it does not say whether a company can start without sales
- The entry rate is 3.5%, higher than the 2% on the home page; we score 3.5%, and of the 6 other percentage payout prices on this site, 4 are lower and 1 is the same. Withdrawal fees depend on the method and are not listed
- The terms define Finboo as the Cyprus company Finboo Limited 'or any of our affiliates'. One affiliate, Finboo UK Limited, shows overdue accounts and a first Gazette notice for compulsory strike-off dated 8 September 2026 (an earlier notice of 30 December 2025 was discontinued on 14 February 2026)
- Its pages say 24/7 support by email and chat but not who answers
- Contractor payouts only: no EOR, COR, payroll or contractor-management service with a price
Reviews in brief
AI summary
Written by an AI model from the data on our pages on 15 Oct 2026. Not a recommendation, not our score, and not a quote from any assistant.
What does the data show about Finboo as contractor payouts?
AI
Finboo charges a commission per invoice: 3.5% at the entry tier, 2% above about EUR 80,000, with no setup or subscription fee. Contractors can withdraw by bank, card, wallet or USDT/USDC. The company signs one contract with Finboo, which handles the freelancer contracts and invoices. The provider claims 197 countries.
What the data does not show
The home page says 'from 2%', the top tier. The period of the volume thresholds is not clear, and withdrawal fees are separate and unlisted. Its pages give 197 and 190 countries and no country list.
What are Finboo's main drawbacks?
AI
Public evidence is thin. Only the website terms are published, no certification or licence is named, and no API or integration list is given. The entry rate is 3.5%. The terms cover Finboo Limited in Cyprus 'or any of our affiliates'; Finboo UK Limited shows overdue accounts and a strike-off notice.
What the data does not show
The data does not show which entity signs a client's Service Agreement, or how support performs in practice. Customer reviews are not covered here.
Trust and registration
- Company register
More alternatives to Finboo
Providers with a higher contractor payouts score from us than Finboo. How we score
- Contractor payouts price from
- 3% of each payout
- Contractor payouts countries 190 claimed, 98 documented
- Services EOR · Payouts · Contractors · Payroll
- Best for
- Startups, SMBs, agencies and enterprises: the segments Remozo names for its contractor product
- Not for
- Buyers whose security review asks for SOC 2 or ISO 27001 held by Remozo itself
- Top pro
- Contractor payouts claimed in 190+ countries; 98 are listed one by one in Remozo's help centre
- Top con
- Contractor plan from 3% per payout: for contractor payouts, 2 of the 6 other percentage prices we compare are lower and 1 the same. The contractor page says from 1.5%, which we do not score
- Contractor payouts price
- Custom quote
- Contractor payouts countries 200 claimed
- Services Payouts · Contractors
- Best for
- Businesses paying large, distributed payee networks across borders, which is how Tipalti describes Mass Payments
- Not for
- Buyers who need a published per-payout or per-contractor price before contacting sales
- Top pro
- Own SOC 1 and SOC 2 attestations at Type II level, stated on Tipalti's cloud page
- Top con
- Mass Payments shows only a $249 monthly plan fee; transaction pricing is charged on top and not published, so we leave its price unranked
- Trustpilot3.1/5· 97
- G24.5/5· 416
- Capterra4.5/5· 178
Signals checked 29 Jun 2026
- Contractor payouts price from
- US$49 per contractor a month
- Contractor payouts countries 190 claimed
- Deposit None
- Services EOR · Payouts · Contractors · AOR · Payroll
- Best for
- Crypto and web3 teams paying contractors in stablecoins or crypto, a segment Rise names (startups, web3 startups, DAOs, global agencies)
- Not for
- Companies that need an EOR in countries beyond the US and the UK today
- Top pro
- Prices are published per head: $49 a contractor a month (discounts for startups and non-profits), $299 for Agent of Record, $399 an employee for EOR
- Top con
- EOR is documented in 2 countries (US, UK) against a claim of 90+. The parent, Rise Works, Inc., is on the GLEIF register; no own entity is documented in either country
- G25.0/5· 1
- Trustpilot4.6/5· 7,623
Signals checked 29 Jun 2026
Questions people ask
What does Finboo charge?
A commission per invoice, with no setup or subscription fee. The pricing page lists four volume tiers: 3.5% at the entry tier, then 3%, 2.5% and 2% for volumes above EUR 80K. The home page says 'Starting from 2%', which is the top tier. The business, the contractor or both can bear the fee. Withdrawal fees depend on the method, and large volumes may qualify for custom pricing (finboo.io, checked 2026-10-15).
How can contractors be paid through Finboo?
By bank transfer (SEPA or SWIFT, stated as 1 to 3 days), card, wallet (PayPal, Payoneer, Wise or Revolut) or USDT or USDC on networks such as TRC20 and Ethereum.
Which countries does Finboo cover?
Its home page claims contractors from 197 countries and its crypto page says 190. It publishes no country list, so we document no countries for it. For currencies it states 150 on the home page, while a demo-booking variant says 35+.
Which company does the contracting?
The terms define Finboo as Finboo Limited, registered in Cyprus (HE407056, active on the OpenCorporates mirror), 'or any of our affiliates', and describe it as an agent of record reselling services. The privacy policy also names Finboo UK Limited, which shows overdue accounts and a strike-off notice on Companies House. Which entity signs a client's Service Agreement is not public.
Sources
- Finboo pricing, Finboo · checked 15 Oct 2026
- Finboo home page (business), Finboo · checked 15 Oct 2026
- Finboo crypto payout, Finboo · checked 15 Oct 2026
- Finboo UK Limited, Companies House, Companies House · checked 15 Oct 2026
- Finboo UK Limited, Companies House filing history, Companies House · checked 16 Oct 2026
- Finboo Privacy Policy, Finboo · checked 15 Oct 2026
- Finboo site script, chat widget, Finboo · checked 16 Oct 2026
How this page is built
Last checked: 16 Oct 2026.