Higher contractor payouts score: 8.2 against 6.0.
Best for: Small businesses and startups, as Wise Business names them
- Trustpilot4.3/5· 294,008
- G23.9/5· 96
MC Pay is Mediacube's payout product for YouTube creators and for the networks and partners that pay them. We score it only as contractor payouts. Its early-payout fee is unpriced here: the product page says "from 0.9%", while mcpay.io and the help centre present 0.9% as a first-month promotion and give no standard rate. The user agreement is public, and its pages say the support team works around the clock.
Verdict
Best for
- YouTube creators who are individuals or sole proprietors, or who register a company profile (Mediacube's own segments)
- YouTube partners and networks that pay their creators through MC Pay
- Creators who want YouTube earnings about 10 days before the monthly payout, or daily credits (early withdrawal carries a fee)
- Creators who need an invoice in their own name for each transaction
Not for
- Buyers who need a published standard price for payouts
- Companies paying contractors in a country that must be on a published coverage list
- Buyers who need a named security certification from the vendor
- Teams looking for Contractor of Record, Employer of Record or payroll, which Mediacube does not offer
- Stands out
- Support and payout options. The MC Pay page says its support team works around the clock, and creators can withdraw to a bank account, a card, Payoneer or crypto, with every method's fee and limit in the help centre.
- Biggest limit
- No standard price. The 0.9% early-payout rate is a first-month promotion, the rate after it is not published, and withdrawal costs come out of the creator's income. There is no country list and no published security certification.
On this page
Services
Top alternatives to Mediacube
Providers with a higher contractor payouts score from us than Mediacube. How we score
Higher contractor payouts score: 7.5 against 6.0.
Best for: Companies paying contractors in many countries by bank, wallet, crypto or card
- G24.4/5· 208
- Trustpilot3.1/5· 125
Higher contractor payouts score: 6.8 against 6.0.
Best for: Companies of any size that work mostly with contractors spread over many countries
- Capterra4.1/5· 49
Pricing
Setup fees and what each list price includes, by service.
| Service | Setup fee | Notes |
|---|---|---|
| Contractor payouts | None | MC Pay's early payout pays out YouTube earnings about 10 days ahead of YouTube's monthly payment. The product page says "from 0.9%", but mcpay.io and the help centre present 0.9% as a first-month promotion (70% off the fee for a creator who never used it), and the standard rate is not published. Other stated fees: bank transfer $5 in local currency or $2 in EUR, EUR card 2.5% + $4, Payoneer 1% (at least $3), crypto from no fee for BTC to 4.25% for stablecoins; advances 9.9% as the standard fee; Expresses (daily credit) carry a fee that depends on the method when withdrawn early. The agreement deducts payment-system costs from the creator's income (6.4) and lets Mediacube charge up to $50 a month on an account with no login for 12 months and no YouTube channel connected, after a 30-day notice. Withdrawals are paid within 10 banking days (6.11). The Business page says partners pay nothing to use MC Pay. No country list or count is published.[1][2][3][4][5][6][7][8] |
How we scored Mediacube
Each service gets its own score from our five criteria. Review-platform ratings are not part of it.
Contractor payouts Our score 6.0 of 10
| Criterion | Weight | Score | Contribution | Why |
|---|---|---|---|---|
| Compliance | 30% | 6.5 | 1.95 | Contracting entity on a company register: yes; Service agreement: published; Own security certifications: none named; Licences: 1; Facts on record for this criterion: 3 of 4. |
| Coverage | 20% | 5.0 | 1.00 | Countries: not disclosed; Facts on record for this criterion: 0 of 1. |
| Price | 20% | 3.5 | 0.70 | Price: not published (quote only); Setup fee: none; Deposit: not disclosed; Minimum term: not disclosed; Termination fee: not disclosed; Facts on record for this criterion: 1 of 5. |
| Platform | 15% | 7.3 | 1.10 | API: not disclosed; Integrations: not disclosed; Self-serve sign-up: yes; Documents in the platform: contracts yes, IP assignment not disclosed, closing documents yes; Payout methods: bank transfer, card, e-wallet and crypto; Facts on record for this criterion: 3 of 5. |
| Support | 15% | 8.5 | 1.28 | Live support channels: email, chat and messenger; Live support hours: 24/7; Dedicated manager: yes; Stated onboarding time: not stated; Stated response target: not stated; Facts on record for this criterion: 3 of 5. |
| Our score | 6.0 |
Key facts
As the provider states them.
- Headquarters
- Limassol, Cyprus
- Reach
- Global
- Support
- email, chat, Telegram[1]The MC Pay page says its support team works around the clock. The channels come from other pages: the help centre and the user agreement name email, website chat, an in-app chat and Telegram, and promise 'every effort' to answer with no response time
Who it fits
- Industries
- Creator economy (YouTube)
- Segments it names
- YouTube creators, individuals and sole proprietors, and legal entities through a company profile; YouTube partners and networks that pay creators through MC Pay (the Business page)
Pros and cons
Pros
- Four payout routes, bank, card, Payoneer wallet and crypto, each with its fee and limit in the help centre
- A public user agreement dated 19/05/2026 names the contracting entity, MEDIACUBE WORLDWIDE LTD, which appears on the Cyprus register mirror at OpenCorporates
- mcpay.io states a FINTRAC money service business registration (M24438190) held by MEDIACUBE PAY INC.; we did not read the FINTRAC register itself
- Pages say the support team works around the clock; the listed channels are email, website chat and Telegram, and help articles refer creators to a personal manager
- Free to set up, and the Business page says partners pay nothing for using MC Pay
- Digital contracts on the platform and an invoice per transaction in the creator's name
Cons
- Early payouts carry no standard price here: 0.9% is described as a first-month promotion and the later rate is not published
- Withdrawal fees are deducted from the creator's income: bank transfer $5 or $2 in EUR, EUR card 2.5% + $4, Payoneer 1% (at least $3), stablecoins up to 4.25%
- No country list or country count is published
- No security certification is published; its pages describe Mediacube as not a financial institution, with CoinsPaid, Payoneer and other partners providing the fintech services
- The user agreement says balances are a ledger of Mediacube's payment obligations, not a bank deposit, electronic money or safeguarded client funds, and gives 10 banking days to pay a withdrawal
- No stated response target for support: the agreement promises email help and "every effort"
- An inactive account can be charged an administration fee of up to $50 a month
Reviews in brief
AI summary
Written by an AI model from the data on our pages on 15 Oct 2026. Not a recommendation, not our score, and not a quote from any assistant.
What does the data show about Mediacube as contractor payouts?
AI
Mediacube's MC Pay pays YouTube creators by bank transfer, card, Payoneer or crypto, with fees listed per method. Early payouts are advertised from 0.9%, which its own pages describe as a first-month promotion. A public user agreement names MEDIACUBE WORLDWIDE LTD of Cyprus. Pages state round-the-clock support.
What the data does not show
No standard price, country list or API documentation is published. We did not read the FINTRAC register behind the licence number mcpay.io states.
What are Mediacube's main drawbacks?
AI
The rate after the first month is unpublished, and withdrawal fees, up to 4.25% for stablecoins, come out of the creator's income. The agreement describes balances as a ledger of payment obligations, not safeguarded client funds, and allows 10 banking days for withdrawals. No certification is published and no country list.
What the data does not show
Support has a stated round-the-clock claim but no response target.
Trust and registration
More alternatives to Mediacube
Providers with a higher contractor payouts score from us than Mediacube. How we score
- Contractor payouts price from
- 3% of each payout
- Contractor payouts countries 190 claimed, 98 documented
- Services EOR · Payouts · Contractors · Payroll
- Best for
- Startups, SMBs, agencies and enterprises: the segments Remozo names for its contractor product
- Not for
- Buyers whose security review asks for SOC 2 or ISO 27001 held by Remozo itself
- Top pro
- Contractor payouts claimed in 190+ countries; 98 are listed one by one in Remozo's help centre
- Top con
- Contractor plan from 3% per payout: for contractor payouts, 2 of the 6 other percentage prices we compare are lower and 1 the same. The contractor page says from 1.5%, which we do not score
- Contractor payouts price
- Custom quote
- Contractor payouts countries 200 claimed
- Services Payouts · Contractors
- Best for
- Businesses paying large, distributed payee networks across borders, which is how Tipalti describes Mass Payments
- Not for
- Buyers who need a published per-payout or per-contractor price before contacting sales
- Top pro
- Own SOC 1 and SOC 2 attestations at Type II level, stated on Tipalti's cloud page
- Top con
- Mass Payments shows only a $249 monthly plan fee; transaction pricing is charged on top and not published, so we leave its price unranked
- Trustpilot3.1/5· 97
- G24.5/5· 416
- Capterra4.5/5· 178
Signals checked 29 Jun 2026
- Contractor payouts price from
- US$49 per contractor a month
- Contractor payouts countries 190 claimed
- Deposit None
- Services EOR · Payouts · Contractors · AOR · Payroll
- Best for
- Crypto and web3 teams paying contractors in stablecoins or crypto, a segment Rise names (startups, web3 startups, DAOs, global agencies)
- Not for
- Companies that need an EOR in countries beyond the US and the UK today
- Top pro
- Prices are published per head: $49 a contractor a month (discounts for startups and non-profits), $299 for Agent of Record, $399 an employee for EOR
- Top con
- EOR is documented in 2 countries (US, UK) against a claim of 90+. The parent, Rise Works, Inc., is on the GLEIF register; no own entity is documented in either country
- G25.0/5· 1
- Trustpilot4.6/5· 7,623
Signals checked 29 Jun 2026
Questions people ask
What does Mediacube offer?
MC Pay, a payout product for YouTube creators: early payouts, daily Expresses, advances on future income and withdrawals to bank, card, wallet or crypto. We score it as contractor payouts only. It is not an Employer of Record, Contractor of Record or payroll product.
What does Mediacube charge?
Mediacube's early-payout page says "from 0.9%", but mcpay.io calls 0.9% a first-month promotion and the help centre describes a 70% discount on the first month's fee. The standard rate is not published, so we give no price. Setup is free, and the Business page says partners do not pay (mcpay.io, checked 2026-10-15).
Which entity is the contracting party?
The MC Pay User Agreement names MEDIACUBE WORLDWIDE LTD, Cyprus company number HE 401840. mcpay.io says the money service business registration with FINTRAC (M24438190) is held by a different company, MEDIACUBE PAY INC. in Toronto.
Is Mediacube support available 24/7?
The MC Pay page says the support team works around the clock. The help centre lists email, website chat, an in-app chat and Telegram, and the user agreement promises email support with no response time.
How many countries does Mediacube cover?
It does not say. No country list or count is published for payouts; the Business page cites 75+ national currencies for bank transfers, which is a count of currencies.
Sources
- Mediacube early payouts, Mediacube · checked 15 Oct 2026
- MC Pay home page, mcpay.io · checked 15 Oct 2026
- Early Payout (help centre), mcpay.io · checked 15 Oct 2026
- Payment methods in MC Pay (help centre), mcpay.io · checked 15 Oct 2026
- Expresses in MC Pay (help centre), mcpay.io · checked 15 Oct 2026
- Advances for creators (help centre), mcpay.io · checked 15 Oct 2026
- MC Pay User Agreement, mcpay.io · checked 15 Oct 2026
- MC Pay for business, mcpay.io · checked 15 Oct 2026
How this page is built
Last checked: 15 Oct 2026.