Best for: Startups, growing companies and enterprises, the three segments Pebl writes a page for
Read review (Pebl)Deel lists EOR from US$599 per employee a month and Papaya Global from US$499. Deel claims 150 EOR countries; Papaya claims 180. Both sell Contractor of Record and contractor management, and Papaya also sells contractor payouts and global payroll.
Which one to pick
Pick Deel if
- You want a US PEO or a long integration list: Deel lists a PEO from $125 per employee a month and 200+ integrations.
- You want to see more of the cost and terms on public pages before a sales call.
- You want withdrawal options for contractors: Deel lists 15+, including Deel Card, Wise, Revolut and crypto.
Pick Papaya Global if
- You compare on list price: Papaya's EOR starts at US$499, its Contractor of Record at $199 a month with no deposit and its contractor plan at $5.
- Your workforce is mostly contractors or sits in a sector Papaya names, such as maritime, oil and gas, gaming or BPO.
- You want a dedicated account manager and phone, WhatsApp, email and ticket support.
On this page
Side by side
A highlighted cell is the better figure where the two compare directly: a lower price, more documented countries, more countries with its own entity, or a higher score from us. Other rows are shown side by side, without a winner.
| Compared | ||
|---|---|---|
| Reach | Global | Global |
| Founded | 2019 | 2016 |
| Headquarters | San Francisco, US | New York, US |
| EOR price from | US$599 per employee a month[1][2] | US$499 per employee a month[3][4][5][6] (better) |
| EOR countries documented | 109 (better) | 55 |
| EOR countries claimed | 150 | 180 |
| EOR countries with its own entity | 3 on company registers, 3 more stated by the provider (better) | 0 on company registers |
| Our Employer of Record score | 7.4 / 10 (better) | 6.4 / 10 |
| Our Contractor of Record score | 7.1 / 10 (better) | 6.9 / 10 |
| Our contractor management score | 7.6 / 10 (better) | 6.7 / 10 |
| Minimum term | None | — |
| Support | chat, email, phone, WhatsApp, Slack (enterprise) | Tickets (platform Help Center), Email, WhatsApp, Phone, Dedicated account manager |
| Integrations | 200 | — |
Other top EOR providers in United States
Ranked by our EOR score. How we score
Best for: Companies moving contractors onto local employment contracts, a use Remote's EOR page names
In United States
Read review (Remote)Own entity
Best for: Companies from startups to enterprises, going by Multiplier's segment pages
- G24.7/5· 2,124
Our five criteria for EOR
Each provider’s EOR score is the weighted mean of these five criteria, each on a 0–10 scale. The weight shows how much a criterion counts.
Deel
Papaya Global
Compliance weight 30%
Deel: 7.5 of 10Papaya Global: 5.5 of 10Coverage weight 20%
Deel: 7.6 of 10Papaya Global: 7.4 of 10Price weight 20%
Deel: 5.5 of 10Papaya Global: 6.0 of 10Platform weight 15%
Deel: 8.8 of 10Papaya Global: 6.2 of 10Support weight 15%
Deel: 8.0 of 10Papaya Global: 7.5 of 10
Where the difference comes from
Papaya prices below Deel on EOR, Contractor of Record and contractors, and every plan ends in a quote or a demo. Deel’s price list is higher on the services where the two overlap, but it adds a PEO, a wider set of integrations and a public API. Neither publishes a full service agreement for the other party to read ahead of time, so the legal terms come from sales in both cases.
Services
Every service either provider offers, at its list price.
| Service | ||
|---|---|---|
| Employer of Record | from US$599 per employee a month[1][2] | from US$499 per employee a month[3][4][5][6] |
| Contractor of Record | US$325 per contractor a month[1][7] | from US$199 per contractor a month[3] |
| Contractor management | from US$49 per contractor a month[1] | from US$5 per contractor a month[3][8][9] |
| Contractor payouts | Not offered | Custom quote quoted per case[3][8][9] |
| Global payroll | Not offered | from US$29 per employee a month[3] |
| PEO | from US$125 per employee a month[1] | Not offered |
Prices for the services both offer
List prices as each provider states them. The team row is the list price times 10 people, per month.
Employer of Record
| Compared | ||
|---|---|---|
| List price | from US$599 per employee a month[1][2] | from US$499 per employee a month[3][4][5][6] (better) |
| Team of 10, per month | US$5,990 | US$4,990 |
| Notes | — | A starting floor; the live pricing page (checked 2026-10-15) shows "starting from $499" and every plan says "Get a Quote". The earlier $599 was from an archived snapshot. |
Contractor of Record
| Compared | ||
|---|---|---|
| List price | US$325 per contractor a month[1][7] | from US$199 per contractor a month[3] (better) |
| Team of 10, per month | US$3,250 | US$1,990 |
| Notes | One month of the contractor's wages as a security deposit. | Pricing page: Contractor of Record "starting from $199 per contractor/month", "No deposit required", "Compliant hiring in 160+ countries"; every plan says "Get a Quote". |
Contractor management
| Compared | ||
|---|---|---|
| List price | from US$49 per contractor a month[1] | from US$5 per contractor a month[3][8][9] (better) |
| Team of 10, per month | US$490 | US$50 |
| Notes | — | Pricing page "Contractor solution" starts from $5 per contractor a month; the contractor-management page says "No per-contractor fees". Payments with KYC onboard in three days (FAQ). |
Ratings on review platforms
| Platform | ||
|---|---|---|
| Capterra | 4.9 / 5 · 4,288 reviews | 4.5 / 5 · 43 reviews |
| G2 | 4.8 / 5 · 14,338 reviews | 4.5 / 5 · 55 reviews |
| Trustpilot | 4.6 / 5 · 9,611 reviews | 4.1 / 5 · 56 reviews |
Figures as each platform publishes them on the date checked; they may have changed since and do not feed our score. Checked 24 Jun 2026, 29 Jun 2026 and 12 Oct 2026.
AI summary
Written by an AI model from the data on our pages on 15 Oct 2026. Not a recommendation, not our score, and not a quote from any assistant.
Deel
What does the data show about Deel as an Employer of Record?
AI
Deel lists EOR at $599 per employee a month and says pricing is month to month with no long-term commitment. Its pricing page claims EOR in 130+ countries and its country pages 150+; we document 106 countries + 3 territories. Own entities: 3 on company registers, 3 more stated by Deel. It holds its own SOC 2 and ISO 27001.
What the data does not show
Onboarding times appear for only five countries, from 1 to 10 days. Deel says it has no hidden fees but publishes no EOR setup, deposit or termination fee.
What are Deel's main drawbacks?
AI
Cost and fee disclosure. Fifteen of the 20 other US-dollar EOR list prices on this site sit below Deel's $599, and Deel gives no fee schedule for EOR setup, deposit or termination, though its pricing page says there are no hidden fees. Contractor of Record costs $325 a month plus a deposit of one month's pay.
What the data does not show
Trustpilot reviewers also mention delayed or held payouts and unresolved support requests. This is our reading of recurring review themes, not a tally.
Papaya Global
What does the data show about Papaya Global as an Employer of Record?
AI
Papaya Global's EOR starts at $499 per employee a month, above 12 of the 20 other dollar-denominated EOR prices we compare, and every plan ends in a quote. It states EOR in 180+ countries; 55 of the 156 listed here have a Papaya country page. It states ISO 27001 and SOC 2 Type II for its platform.
What the data does not show
Only the website terms are public, with no EOR service agreement, and no certificate or audit report is posted. EOR setup, deposit and termination charges are not published.
What are Papaya Global's main drawbacks?
AI
The main gap is disclosure. Papaya publishes its website terms but no service agreement, no EOR setup, deposit or termination charges, and no support response time. It says it holds its own EOR entities in 80+ countries; our data has 0 on company registers. Every plan is sold through a quote or a demo.
What the data does not show
Its pages differ on support hours (24/6 human, or 24/7 without saying who answers) and do not say how the $5 contractor plan fits with "No per-contractor fees", so ask for both in writing.
Country coverage: Deel and Papaya Global
Both cover 112 countries; Deel alone 3; Papaya Global alone 44. Countries as each provider lists them for EOR.
- Deel only: 3
- Papaya Global only: 44
- Both: 112
- Deel only: Kosovo, Suriname, Switzerland
- Papaya Global only: Algeria, Andorra, Angola, Barbados, Belarus, Benin, Bermuda, Botswana, Burkina Faso, Burundi, Cayman Islands, Chad, Curacao, Democratic Republic Of The Congo, Gabon, Gibraltar, Guernsey, Guinea, Guyana, Haiti, Isle Of Man, Jersey, Kuwait, Laos, Lebanon, Lesotho, Liberia, Liechtenstein, Malawi, Mali, Monaco, Myanmar, Niger, Russia, Saint Lucia, Samoa, San Marino, South Sudan, Tanzania, Timor Leste, Togo, Venezuela, Yemen, Zimbabwe
- Both: Albania, Argentina, Armenia, Australia, Austria, Azerbaijan, Bahrain, Bangladesh, Belgium, Belize, Bolivia, Bosnia And Herzegovina, Brazil, Bulgaria, Cambodia, Cameroon, Canada, Chile, China, Colombia, Costa Rica, Cote D Ivoire, Croatia, Cyprus, Czechia, Denmark, Dominican Republic, Ecuador, Egypt, El Salvador, Estonia, Ethiopia, Finland, France, Georgia, Germany, Ghana, Greece, Guatemala, Honduras, Hong Kong, Hungary, Iceland, India, Indonesia, Ireland, Israel, Italy, Jamaica, Japan, Jordan, Kazakhstan, Kenya, Kyrgyzstan, Latvia, Lithuania, Luxembourg, Macao, Madagascar, Malaysia, Malta, Mauritius, Mexico, Moldova, Mongolia, Montenegro, Morocco, Mozambique, Namibia, Nepal, Netherlands, New Zealand, Nicaragua, Nigeria, North Macedonia, Norway, Oman, Pakistan, Panama, Paraguay, Peru, Philippines, Poland, Portugal, Puerto Rico, Qatar, Romania, Rwanda, Saudi Arabia, Senegal, Serbia, Singapore, Slovakia, Slovenia, South Africa, South Korea, Spain, Sri Lanka, Sweden, Taiwan, Thailand, Tunisia, Turkey, Uganda, Ukraine, United Arab Emirates, United Kingdom, United States, Uruguay, Uzbekistan, Vietnam, Zambia
Countries both cover
Countries both providers list for EOR, with each one’s entity and “from” price there. Where a provider gives no price for the country, its general list price is shown.
| Country | ||
|---|---|---|
| US$599 | Not disclosed · US$499 | |
| US$599 | US$499 | |
| US$599 | Not disclosed · US$499 | |
| US$599 | Not disclosed · US$499 | |
| Own · US$599 | Not disclosed · US$499 | |
| US$599 | US$499 | |
| US$599 | US$499 | |
| US$599 | US$499 | |
| US$599 | Not disclosed · US$499 | |
| US$599 | Not disclosed · US$499 | |
| US$599 | Not disclosed · US$499 | |
| US$599 | US$499 | |
| US$599 | US$499 | |
| US$599 | US$499 | |
| US$599 | Not disclosed · US$499 | |
| US$599 | Not disclosed · US$499 | |
| Own · US$599 | Not disclosed · US$499 | |
| US$599 | Not disclosed · US$499 | |
| US$599 | Not disclosed · US$499 | |
| US$599 | Not disclosed · US$499 | |
| US$599 | Not disclosed · US$499 | |
| US$599 | US$499 | |
| US$599 | US$499 | |
| US$599 | Not disclosed · US$499 | |
| US$599 | US$499 | |
| US$599 | Not disclosed · US$499 | |
| US$599 | US$499 | |
| US$599 | US$499 | |
| US$599 | US$499 | |
| US$599 | US$499 | |
| US$599 | Not disclosed · US$499 | |
| US$599 | US$499 | |
| US$599 | Not disclosed · US$499 | |
| Own · US$599 | Not disclosed · US$499 | |
| US$599 | US$499 | |
| Own · US$599 | Partner · US$499 | |
| US$599 | US$499 | |
| US$599 | US$499 | |
| US$599 | Not disclosed · US$499 | |
| US$599 | US$499 | |
| US$599 | US$499 | |
| US$599 | Not disclosed · US$499 | |
| US$599 | US$499 | |
| Own · US$599 | Not disclosed · US$499 | |
| US$599 | US$499 | |
| US$599 | US$499 | |
| US$599 | US$499 | |
| US$599 | Not disclosed · US$499 | |
| US$599 | US$499 | |
| US$599 | US$499 | |
| US$599 | US$499 | |
| US$599 | US$499 | |
| US$599 | Not disclosed · US$499 | |
| US$599 | US$499 | |
| US$599 | US$499 | |
| US$599 | US$499 | |
| Not disclosed · US$599 | Not disclosed · US$499 | |
| US$599 | US$499 | |
| US$599 | US$499 | |
| US$599 | Not disclosed · US$499 | |
| US$599 | US$499 | |
| US$599 | US$499 | |
| US$599 | Not disclosed · US$499 | |
| US$599 | US$499 | |
| US$599 | US$499 | |
| US$599 | US$499 | |
| US$599 | US$499 | |
| US$599 | Not disclosed · US$499 | |
| US$599 | US$499 | |
| US$599 | US$499 | |
| Own · US$599 | Not disclosed · US$499 | |
| US$599 | US$499 | |
| US$599 | US$499 | |
| US$599 | Not disclosed · US$499 | |
| US$599 | US$499 | |
| US$599 | Not disclosed · US$499 | |
| US$599 | Not disclosed · US$499 | |
| US$599 | Not disclosed · US$499 | |
| US$599 | Not disclosed · US$499 | |
| US$599 | US$499 | |
| US$599 | US$499 | |
| US$599 | US$499 | |
| Own · US$599 | Not disclosed · US$499 | |
| US$599 | Not disclosed · US$499 | |
| US$599 | US$499 | |
| US$599 | US$499 | |
| US$599 | Not disclosed · US$499 | |
| US$599 | US$499 | |
| US$599 | Not disclosed · US$499 | |
| US$599 | US$499 | |
| US$599 | US$499 | |
| Own · US$599 | Mixed · US$499 | |
| US$599 | US$499 | |
| US$599 | US$499 | |
| US$599 | US$499 | |
| US$599 | US$499 | |
| Own · US$599 | Not disclosed · US$499 | |
| US$599 | US$499 | |
| US$599 | US$499 | |
| US$599 | US$499 | |
| US$599 | Not disclosed · US$499 | |
| US$599 | US$499 | |
| US$599 | Not disclosed · US$499 | |
| US$599 | Not disclosed · US$499 | |
| US$599 | Not disclosed · US$499 | |
| Own · US$599 | US$499 | |
| Own · US$599 | Not disclosed · US$499 | |
| Own · US$599 | Not disclosed · US$499 | |
| US$599 | US$499 | |
| US$599 | US$499 | |
| US$599 | US$499 | |
| US$599 | US$499 |
What a team costs in United States
A team’s monthly cost at each provider’s “from” price in United States, then the EOR fees alone for three team sizes, before salary and employer contributions.
Monthly cost by provider
10 people on US$100,000 a year each
Deel
US$95,733 a monthUS$1,148,800 a year
- Gross salaryUS$83,33387%
- Employer contributionsUS$6,4107%
- EOR feesUS$5,9906%
Percentages are shares of the total, not of salary.
Papaya Global
US$94,733 a monthUS$1,136,800 a year
Cheaper by US$1,000 a month
- Gross salaryUS$83,33388%
- Employer contributionsUS$6,4107%
- EOR feesUS$4,9905%
Percentages are shares of the total, not of salary.
Includes gross salary, employer contributions and the EOR fee at each provider’s “from” price. Not included: setup fees, deposits and currency conversion.
| Team | Deel, a month | Deel, a year | Papaya Global, a month | Papaya Global, a year |
|---|---|---|---|---|
| 5 people | US$2,995 | US$35,940 | US$2,495 | US$29,940 |
| 10 people | US$5,990 | US$71,880 | US$4,990 | US$59,880 |
| 25 people | US$14,975 | US$179,700 | US$12,475 | US$149,700 |
All-in for one person on US$100,000 a year: US$9,573 a month with Deel, US$9,473 with Papaya Global. That is gross salary, employer contributions of ≈8% and the EOR fee.[10][11][12]
Strengths and limits
Deel
Pros
- Four kinds of support channel: chat, email, phone call-backs and WhatsApp, plus Slack for enterprise clients
- A dedicated onboarding manager on EOR hires
- Own SOC 2, ISO 27001, SOC 1 and SOC 3, listed on deel.com/security
- Public REST API with webhooks, and 200+ integrations in its marketplace
- Deel's country pages claim EOR in 150+ countries; we document 106 countries + 3 territories
- The pricing page states month-to-month pricing with no long-term commitment
- Contractors can withdraw through Deel Card, Wise, Revolut or crypto, among 15+ options
Cons
- $599 a month for each EOR employee: 15 of 20 other US-dollar EOR list prices here come in lower
- $49 a month for each contractor under contractor management: 13 of 16 other US-dollar list prices here come in lower
- No fee schedule published for EOR setup, deposit or termination; the pricing page says there are no hidden fees
- Contractor of Record holds a deposit of one month's contractor pay per contract
- Deel says it owns entities in 130+ countries; 3 are on company registers (Germany, the Netherlands, the UK), plus 3 more stated by Deel (Canada, the UAE, the US)
- No stated response target for support; its EOR and PEO pages say 24/7 support but not who answers
Papaya Global
Pros
- Contractor of Record from $199 per contractor a month with no deposit, below 4 of the 8 other COR prices we compare
- A contractor plan from $5 per contractor a month; all 17 other contractor-management offers with a price here start higher
- Support through platform tickets, email, WhatsApp and phone, with a dedicated account manager
- Papaya states ISO 27001 and ISO 27701 for its platform, plus SOC 1 and SOC 2 reports, both Type II
- Public API documentation for payments at docs.papayaglobal.com
- Contractors are paid by local bank transfer, to a Banco wallet or on a Banco Card
- Payments with KYC are usually onboarded in three days, per Papaya's FAQ
Cons
- Only the website terms are public; no EOR, contractor or payroll service agreement was found
- No certificate or audit report is posted for the ISO and SOC claims
- Papaya says it holds its own EOR entities in 80+ countries, but our data has 0 on company registers, and its Germany page names a local partner as employer of record
- Of the 156 EOR countries and territories listed here, 55 countries have a Papaya country page; the other 101, all 10 territories among them, rest on Papaya's 180+ claim
- For EOR, Papaya lists no setup charge, deposit, minimum term or exit cost
- Sales-led: every plan ends in Get a Quote or Book a demo
- OnePay payouts advertise $0 platform fees but give no per-transaction or FX price
- Support hours differ by page: the EOR and Papaya Direct pages state 24/6 human support; the pricing page says 24/7 support without saying who answers
- No support response time is given; the support page mentions "strict SLAs" without a figure
What neither offers
Services on our list that neither Deel nor Papaya Global offers.
- Agent of Record
- Immigration and visas
- Recruiting
Questions people ask
Which has the lower EOR price, Deel or Papaya Global?
Papaya: from US$499 a month per employee, against US$599 at Deel, a difference of US$100. Papaya's plans lead to a quote, so the final figure comes from sales.
How do Contractor of Record terms differ?
Papaya lists Contractor of Record from $199 per contractor a month with no deposit. Deel lists $325 and holds a deposit of one month's contractor pay per contract.
Who employs staff in each country?
For Deel we list 3 on company registers, 3 more stated by the provider. For Papaya we list 0 on company registers; Papaya says it holds its own EOR entities in 80+ countries, and its Germany page names a local partner as employer of record.
What support hours are stated?
Papaya's EOR page states 24/6 human support, while its pricing page says 24/7 without saying who answers. Deel's EOR page mentions 24/7 support without saying who answers. Neither states a response target.
Is the contract public?
Papaya posts only its website terms and no EOR or payroll service agreement. Deel's Contractor of Record terms are not public either; read the liability clause before signing.
Sources
- Deel pricing, Deel · checked 15 Oct 2026
- Deel: hire employees in Albania, Deel · checked 15 Oct 2026
- Papaya Global pricing, Papaya Global · checked 15 Oct 2026
- Papaya Global Employer of Record, Papaya Global · checked 15 Oct 2026
- Why We Now Operate Directly in 80+ Countries (Papaya blog, last updated Aug 16, 2026), Papaya Global · checked 15 Oct 2026
- Papaya Global PEO in Germany, Papaya Global · checked 15 Oct 2026
- Deel Contractor of Record, Deel · checked 15 Oct 2026
- Papaya Global contractor management, Papaya Global · checked 15 Oct 2026
- Papaya Global FAQs, Papaya Global · checked 15 Oct 2026
- Topic no. 751, Social Security and Medicare withholding rates, Internal Revenue Service · checked 14 Oct 2026
- Publication 15 (2026), (Circular E), Employer's Tax Guide, Internal Revenue Service · checked 14 Oct 2026
- Topic no. 759, Form 940 - Employer's Annual Federal Unemployment (FUTA) Tax Return, Internal Revenue Service · checked 14 Oct 2026
How this page is built
Last checked: 16 Oct 2026.