EREditorial team · Updated 16 Oct 20267 min read23 alternatives compared
Every other contractor payouts provider we score, set against Stripe on list price, documented countries and our contractor payouts score.
Short answer
Stay with Stripe if you are
Platforms and marketplaces that pay sellers, freelancers, creators or service providers, as Stripe describes its customers
Companies with engineers who can build the payout flow into their own product
Platforms in the US, UK, EEA, Canada or Switzerland paying people in those same regions
Buyers who want the fee schedule and the service agreement public before they talk to sales
Look at alternatives if you are
Companies that want a provider to run contractor onboarding, contracts or closing documents: Stripe's pages describe a payment flow, not those
Buyers without engineering capacity
Platforms that need self-serve cross-border payouts to or from platforms outside the US, UK, EEA, Canada and Switzerland
Teams that need a single all-in price per contractor, because Connect charges a per-payout fee, a monthly account fee, a 0.25% routing fee and extra fees for instant and cross-border payouts
On this page
What our data points to
Limits in our data on Stripe, from its own pages and the facts we checked. This is a summary, not the reasons any one customer gave.
No country list for Connect payouts. The Connect page says Connect Onboarding supports 46+ countries and does not tie that to payouts; we document none
Self-serve cross-border payouts are limited in the docs to platforms and connected accounts in five regions: US, UK, EEA, Canada, Switzerland. The pages do not say how the 46+ relates to that limit
The platform has to build the integration. The pages describe no contracts, closing documents or contractor management
The fee has several parts: a per-payout fee, a monthly account fee, 0.25% for funds routing and platform management where it applies, cross-border fees and 1% for instant payouts. US tax forms cost $2.99 each when Stripe e-files or mails a 1099
Support pages say 24x7 phone, email and chat help but not who answers. The only response target, 15 minutes, is for critical issues on paid support plans
No dedicated account manager on Connect pricing; a technical account manager comes with paid Premium and Enterprise plans
The contracting Stripe entity depends on the platform's account country. We score Stripe, LLC, the US one
No deposit, integration count or onboarding time is stated
Stripe next to its alternatives
Each row is set against Stripe. Prices are compared only where both publish a “from” price on the same terms, and countries only where both pages show a documented count.
Order: our contractor payouts score, highest first; equal scores go by name. Review-platform ratings do not change it; a row notes where a provider is rated higher than Stripe on a platform with at least 50 reviews for each. How we score
Companies paying contractors in many countries by bank, wallet, crypto or card
Not for
Companies that need to employ staff abroad: the help centre says Ontop no longer provides EOR directly
Top pro
COR at $49 per contractor a month with no setup fee: the 8 other per-contractor-month COR list prices on this site are all higher
Top con
The $49 COR card and the terms disagree: the card describes direct hiring with your own agreements, the T&Cs and help centre describe Ontop as the contracting party that invoices in its own name
Startups, SMBs, agencies and enterprises: the segments Remozo names for its contractor product
Not for
Buyers whose security review asks for SOC 2 or ISO 27001 held by Remozo itself
Top pro
Contractor payouts claimed in 190+ countries; 98 are listed one by one in Remozo's help centre
Top con
Contractor plan from 3% per payout: for contractor payouts, 2 of the 6 other percentage prices we compare are lower and 1 the same. The contractor page says from 1.5%, which we do not score
Crypto and web3 teams paying contractors in stablecoins or crypto, a segment Rise names (startups, web3 startups, DAOs, global agencies)
Not for
Companies that need an EOR in countries beyond the US and the UK today
Top pro
Prices are published per head: $49 a contractor a month (discounts for startups and non-profits), $299 for Agent of Record, $399 an employee for EOR
Top con
EOR is documented in 2 countries (US, UK) against a claim of 90+. The parent, Rise Works, Inc., is on the GLEIF register; no own entity is documented in either country
Against Stripe: Our contractor payouts score 0.3 lower · Rated higher than Stripe on Trustpilot and G2.
6.1Our score 6.1 of 10Limited dataOur contractor payouts score
Contractor payouts price from
US$42per payout
ServicesPayouts · Contractors
Best for
Companies that pay freelancers and contractors abroad and want one contract with one billing entity (Payroll)
Not for
Buyers whose security review needs a named SOC 2, ISO 27001 or similar certification
Top pro
Payroll publishes its fees: 39 EUR / 42 USD per withdrawal on the tariff new accounts start on, or 5%, 4% or 3% of payouts by monthly turnover (3% above 100,000 EUR/USD a month)
What to check with Stripe and with the new provider. Your agreement with each one sets the details.
Notice period and contract term. Check how much notice your agreement asks for, whether a minimum term or a renewal date applies, and what leaving early costs.
Data export. Ask for an export of your records, contracts, invoices and closing documents before the account closes, and in which format it comes.
Contracts with contractors. Each contractor signs a new agreement with the new provider or with you. Check the notice terms in the current contracts and who holds the rights to the work.
Payout methods. Confirm the new provider can pay each contractor by a method and in a currency they can receive, and tell them before the first payout.
Closing documents and tax forms. Collect the invoices, closing documents and tax forms issued so far from the current provider before you leave.
Deposits. If you paid a deposit, check when and how it comes back, and what may be deducted from it first.
Questions people ask
What are the alternatives to Stripe?
We list 23 other contractor payouts providers. In our order the first three are Wise, Ontop and 4dev.com. The table on this page sets the first 10 against Stripe on list price, documented countries and our contractor payouts score.
How is the order worked out?
By our contractor payouts score, highest first; equal scores go by name. Review-platform ratings are not part of our score and do not change the order. Where a provider is rated higher than Stripe on a platform with at least 50 reviews for each, its row and card say so.
What should I check before switching from Stripe?
The notice period and contract term, a full data export, new agreements with your contractors, their payout methods, closing documents and tax forms, and how any deposit comes back. The checklist on this page goes through each one.
