EREditorial team · Updated 16 Oct 20267 min read24 alternatives compared
Every other EOR provider we score, set against Garna on list price, documented countries and our EOR score.
Short answer
Stay with Garna if you are
Teams under 50 people, the size Garna's small-business page names
Growing teams of 50-500, the band on Garna's mid-size page
Companies paying contractors in many countries, including by PayPal, Payoneer or crypto
SaaS companies, marketing and creative agencies and marketplaces, the industries its Contractor of Record page names
Platforms that want white-label contractor management and Contractor of Record
Look at alternatives if you are
Buyers who require SOC 2 or ISO 27001 to be named
Buyers who want the service agreement in public before they talk to sales
Buyers who need a published client fee for Contractor of Record, contractor payouts or contractor management
EOR buyers who need a country list or country-level fees before a quote
Buyers who need a regulated financial institution as the counterparty, since Garna says it is not one
On this page
What our data points to
Limits in our data on Garna, from its own pages and the facts we checked. This is a summary, not the reasons any one customer gave.
No published client price for Contractor of Record, contractor payouts or contractor management; the contractor commission is called small and no percentage is given
EOR claims 150+ countries but shows only a partial regional set, so coverage is counted from the claim alone, at half weight
No entity is tied to EOR on a company register. GARNA LTD (Cyprus, HE478114) is recorded for the contractor services, and the register shows it incorporated on 17 July 2025
Only the general User Agreement is public; the service agreement customers sign is not
No named security certification, only 'bank-grade' and AES-256 wording
Garna says it is not a financial institution and that payment services come from partners, including Payoneer, and affiliates
Support: the User Agreement describes email and an in-app form with no hours, and the mid-size and enterprise pages say 24/7 without saying who answers. No dedicated manager or response target is stated, and no EOR support hours
Garna next to its alternatives
Each row is set against Garna. Prices are compared only where both publish a “from” price on the same terms, and countries only where both pages show a documented count.
Order: our EOR score, highest first; equal scores go by name. Review-platform ratings do not change it; a row notes where a provider is rated higher than Garna on a platform with at least 50 reviews for each. How we score
Companies from startups to enterprises: Playroll has pages for each, and its case studies include startups under 100 staff and mid-market firms of 100 to 1,000
Against Garna: US$199 higher list price · Our EOR score 2.4 higher
7.8Our score 7.8 of 10Limited dataOur EOR score
EOR price from
US$399per employee a month
EOR countries185 claimed, 157 documented
ServicesEOR · Contractors · Payroll
Best for
Startups, growing companies and enterprises, the three segments Pebl writes a page for
Not for
Buyers who need a Contractor of Record: we list Pebl for contractor management, not COR
Top pro
Own SOC 2 Type 2 report and ISO/IEC 27001:2022 certificate, both on Pebl's security page
Top con
No live support channel named: Pebl lists its Alfie AI assistant, in-house experts and a Help Center; its pages say 24/7 support and do not say who answers
Companies from startups to enterprises, going by Multiplier's segment pages
Not for
Buyers who need the deposit amount before signing: Multiplier calculates it per contract
Top pro
Own SOC 2 (Type I and II), SOC 3 and ISO 27001:2022 on its security page; the AWS certifications listed there are kept apart as the host's
Top con
The "from" prices assume an annual contract. Monthly EOR costs $499 on Core and $559 on Growth, about 11% of countries are priced differently, and compliance-mandated add-ons come on top of EOR and COR
Against Garna: US$199 higher list price · Our EOR score 2.0 higher
7.4Our score 7.4 of 10Our EOR score
EOR price from
US$399per employee a month
EOR countries180 claimed, 157 documented
Onboarding2–5 days
Deposit1 month
Minimum termNone
ServicesEOR · Contractors · Payroll
Best for
Companies from startups to enterprises: Playroll has pages for each, and its case studies include startups under 100 staff and mid-market firms of 100 to 1,000
Not for
Contractors who want to be paid other than through Payoneer, the only payout route Playroll uses
Top pro
Its own country pages document EOR hiring in 151 countries + 6 territories, against a claim of 180+
Top con
A refundable deposit of one month's salary per EOR employee; the unused part comes back within two months of the last working day, or once claims are settled if that is later
Enterprise teams and small and growing businesses (SMEs), in RemotePass's own words
Not for
Buyers who must review EOR contract terms up front: no EOR agreement is public
Top pro
EOR from $349 per employee a month with tax included; 13 of 20 other EOR prices in dollars start higher
Top con
No EOR agreement is public: the Terms say EOR runs under a separate Consultant Agreement "available on the Site", which we did not find. The public legal documents are the Terms, the Privacy Policy and the Acceptable Use Policy
What to check with Garna and with the new provider. Your agreement with each one sets the details.
Notice period and contract term. Check how much notice your agreement asks for, whether a minimum term or a renewal date applies, and what leaving early costs.
Data export. Ask for an export of your records, documents, payslips and invoices before the account closes, and in which format it comes.
Moving employees. A new EOR employs your people under new employment contracts; check whether each employee’s agreement is needed, as rules vary by country. Agree start dates and how pay, benefits and leave carry over, so there is no gap.
Deposits. If you paid a deposit, check when and how it comes back, and what may be deducted from it first.
Questions people ask
What are the alternatives to Garna?
We list 24 other EOR providers. In our order the first three are Pebl, Remote and Deel. The table on this page sets the first 10 against Garna on list price, documented countries and our EOR score.
How is the order worked out?
By our EOR score, highest first; equal scores go by name. Review-platform ratings are not part of our score and do not change the order. Where a provider is rated higher than Garna on a platform with at least 50 reviews for each, its row and card say so.
Which alternatives list a lower EOR price than Garna?
5 of them list a lower “from” price than Garna’s US$200 per employee a month, among providers that publish one on the same terms. The lowest is Native Teams at US$99. These are list prices: setup fees, deposits and volume discounts are not included.
What should I check before switching from Garna?
The notice period and contract term, a full data export, new employment contracts and whether each employee’s agreement is needed (rules vary by country), and how any deposit comes back. The checklist on this page goes through each one.
